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Which individual poses the least risk for requiring long-term care services?

  1. A married couple

  2. A single person

  3. An elderly widow

  4. A recent retiree

The correct answer is: A single person

The individual who poses the least risk for requiring long-term care services is a single person. This is based on various factors, including social support systems and health status. Single individuals often have more independence and may not have significant health issues that typically necessitate long-term care, especially if they are younger or in relatively good health. However, it is important to recognize that the need for long-term care can arise from various factors, including age, health conditions, and social support. For instance, while a married couple may have each other for support, they often may experience similar health issues as they age, potentially increasing their risk for requiring care. An elderly widow could represent a higher risk as they may lack the support of a partner and face the challenges of age alone. A recent retiree, while potentially healthy, may still face unforeseen health challenges that can prompt the need for long-term care services sooner than expected. Choosing a single person as posing the least risk emphasizes the importance of understanding individual circumstances while considering societal demographics.